Comparison
Shopify Payments vs Adyen
Adyen is the enterprise alternative when Shopify Payments shuts you down — but onboarding takes weeks.
| Feature | Shopify Payments | Adyen |
|---|---|---|
| Min volume | None | $1M+/year recommended |
| Onboarding time | Instant | 2–6 weeks |
| High-risk acceptance | Low | Case-by-case |
| Hold flexibility | Rigid | Negotiable |
Our take: Adyen for established merchants ($1M+/year). Otherwise stick with appeal.
Choosing between Shopify Payments and Adyen usually happens after a ban or hold has already hit. We see this every day at Unholdr — merchants frantically comparing processors while their funds sit frozen.
Here's the truth most comparison articles miss: switching processors doesn't recover held funds. You need to do both — fight the existing hold AND set up a stable alternative. We help you with the first part. Then we recommend the right second part based on your country, industry and volume.
Adyen for established merchants ($1M+/year). Otherwise stick with appeal.
Held funds need a specialist, not just a new processor.
200+ merchants recovered. 95% win rate. 100% refund if we don't deliver. We're the only firm in the world built for this.
- 200+ merchants recovered
- 95% win rate on accepted cases
- 14–21 day average resolution
- 100% refund if we don't deliver